VALUATION
確定性估值（SEC EDGAR + Finnhub）
RISK-ONDCF FV $17.54 · +26.0% VS SPOT
判定: buy · DCF $17.54 (+26.0%) · method: DCF only
⚠ Cohort refused: no sector classification for VLY, so its peer set cannot be validated and is not published. · LTD excluded from net debt: newest observation 2018-12-31, balance sheet 2025-12-31.